I lost $100,000 because I had money and no rules.
FREE Excel + printable PDF, in any currency. The Investment Philosophy Builder helps you write your own rules, run every offer through the Why-Why-Why Filter, and spot the 10 red flags I ignored.
Used by members of the Financial Fitness Challenge community in Nigeria, the UK, the US, Canada and across Africa.
I lost $100,000 because I had money and no rules.
FREE Excel + printable PDF, in any currency. Write your own investment rules in 20 minutes, before the next “opportunity” comes for your money.
Used by members of the Financial Fitness Challenge community in Nigeria, the UK, the US, Canada and across Africa.
WHAT YOU GET
Rules First. Money Second.
In 2007 I put the naira equivalent of about $100,000 (my family’s savings) into two firms the SEC later took to court as illegal “wonder banks”. Not because I was stupid. Because I had money and no rules. This is the tool I wish I’d had.
My Rules builder: write your guardrails and 7 personal rules (mine are included as an example)
The Why-Why-Why Filter: 7 yes/no questions that say WALK AWAY or FITS MY RULES, then cap how much you put in
10 Red Flags (the ones I ignored), plus where to check the regulator in 8 countries
A printable Rules Card to keep by your phone, plus a 3-page printable PDF
"At 25, a bad bet is tuition. At 45, a bad bet is your retirement."
– Ogbo Awoke Ogbo, 23+ years investing
QUESTIONS?
Quick Answers
Yes. Enter your first name and email and you’ll get the Excel builder and the printable PDF straight away. I’ll also send you a few short emails on investing safely, wherever you live, and you can unsubscribe anytime.
No. The Builder also opens in Google Sheets, Numbers or Excel on your phone. Prefer paper? Print the PDF.
No. The Builder is an educational tool, not personal financial advice. It can’t tell you whether a specific investment is safe. Always check the provider with your regulator and consider a licensed adviser in your country.
Yes. Your rules and the filter work in any country and any currency. The Red Flags tab lists where to check the regulator in Nigeria, Ghana, Kenya, South Africa, the UK, the US, Canada and Australia.
© 2026 Ogbo Awoke Ogbo
All rights reserved.
Not financial advice.
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