It's yours! Download below.

Your First Stock Buy Cheat Sheet is ready. I've also emailed you the links, so check your inbox and Promotions or Spam, just in case. Before your next buy, open your investing app and find two numbers: the best bid and the best offer. That's step one.

Your downloads

1. The Excel calculator

Type in the numbers your app shows. It suggests your limit price and shows what you keep compared with a market order. Works in any currency.

2. The printable PDF

Three pages: how to read the order book, a fill-in worksheet, and my 7 checks before I press "buy".

3. Your next step: don't do this alone

Most people download a worksheet, and never open it again. The ones who don't are usually the ones who aren't doing it alone.

Inside the Financial Fitness Challenge™, 550+ members across four continents post their progress, answer each other's questions and keep each other going. US$127 (₦125,000 in Nigeria).

60+ with real resources and want one-on-one help? See private coaching.

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